0 Monterey RdRimersburgPA16248
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 0 Monterey Rd, Rimersburg, PA, 16248 in Rimersburg fits: $475,000, 3.78% gross yield, and a projected 5% annual appreciation rate adding $131,234 in value within five years. Rental yield 3.78%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.70) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,375/yr in principal paydown and $131,234 in appreciation project a total return of $76,874.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(1,616) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,496 |
| Total Monthly Debt Service | $2,924 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16248, Rimersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,492 (100%) |
| Owner Occupied HU | 932 (62.5%) |
| Renter Occupied HU | 363 (24.3%) |
| Vacant Housing Units | 197 (13.2%) |
| Median Home Value | $144,886 |
| Average Home Value | $234,793 |
Housing Distribution
Address Breakdown
Residential
1,217
Single Family
1,217
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16248, Rimersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,492 (100%) |
| Owner Occupied HU | 932 (62.5%) |
| Renter Occupied HU | 363 (24.3%) |
| Vacant Housing Units | 197 (13.2%) |
| Median Home Value | $144,886 |
| Average Home Value | $234,793 |
Housing Distribution
Address Breakdown
Residential
1,217
Single Family
1,217
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leann Needham • HOWARD HANNA REAL ESTATE SERVICES
Mls Name: WPMLS
Mls ID: #1721039