0 Interstate Highway 44 & Cres #3290Saint JamesMO65559
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Saint James at 0 Interstate Highway 44 & Cres #3290, Saint James, MO, 65559 projects strong ROI of -3.44%. Rental yield 0.1%. With 5% annual appreciation, the property builds $3,591,660 in value over five years. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.1% | 6.2% |
| Monthly Cash Flow | $(79,842) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,120 |
| Total Monthly Debt Service | $75,790 |
| DSCR Ratio | 0.01x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
785.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65559, Saint James, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 2,645 (62.8%) |
| Renter Occupied HU | 1,069 (25.4%) |
| Vacant Housing Units | 496 (11.8%) |
| Median Home Value | $254,088 |
| Average Home Value | $293,945 |
Housing Distribution
Address Breakdown
Residential
3,729
Single Family
3,711
Multi-Family
18
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
785.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65559, Saint James, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,210 (100%) |
| Owner Occupied HU | 2,645 (62.8%) |
| Renter Occupied HU | 1,069 (25.4%) |
| Vacant Housing Units | 496 (11.8%) |
| Median Home Value | $254,088 |
| Average Home Value | $293,945 |
Housing Distribution
Address Breakdown
Residential
3,729
Single Family
3,711
Multi-Family
18
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Michael E Woessner • Investment Realty, Inc.
Mls Name: MARIS
Mls ID: #20030300