0 Holmes Flat RdRedcrestCA95569
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 0 Holmes Flat Rd, Redcrest, CA, 95569 in Redcrest speaks for itself: 13.72% gross on a $150,000 price, generating $1,715/mo in rent and $787/mo in net income after the $674/mo debt service. DSCR 2.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,442 stacks alongside $41,442 in projected five-year appreciation and $1,382/yr in principal reduction. Projected total cumulative return: $107,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 5.2% |
| Monthly Cash Flow | $787 | $1,200 |
City averages based on Redcrest market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,715 |
| Total Monthly Debt Service | $868 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95569, Redcrest, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 160 (100%) |
| Owner Occupied HU | 67 (41.9%) |
| Renter Occupied HU | 63 (39.4%) |
| Vacant Housing Units | 30 (18.7%) |
| Median Home Value | $562,500 |
| Average Home Value | $576,493 |
Housing Distribution
Address Breakdown
Residential
66
Single Family
66
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95569, Redcrest, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 160 (100%) |
| Owner Occupied HU | 67 (41.9%) |
| Renter Occupied HU | 63 (39.4%) |
| Vacant Housing Units | 30 (18.7%) |
| Median Home Value | $562,500 |
| Average Home Value | $576,493 |
Housing Distribution
Address Breakdown
Residential
66
Single Family
66
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim & Josh Quintal • EXP Realty of California, Inc.
Mls Name: HBMLS
Mls Provider:
Mls ID: #265755
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.