0 Graham StPembrokeNC28372
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow0 Graham St, Pembroke, NC, 28372 in Pembroke earns its strong cash-flow label: 13.65% yield, $1,138/mo rent, $528/mo net income, DSCR 2.53. The $100,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $27,628 by year five. Combined with $921/yr in principal paydown, total projected return reaches $71,873.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.2% |
| Monthly Cash Flow | $528 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,138 |
| Total Monthly Debt Service | $570 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28372, Pembroke, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,141 (100%) |
| Owner Occupied HU | 2,958 (57.5%) |
| Renter Occupied HU | 1,836 (35.7%) |
| Vacant Housing Units | 347 ( 6.7%) |
| Median Home Value | $145,486 |
| Average Home Value | $167,226 |
Housing Distribution
Address Breakdown
Residential
4,351
Single Family
3,576
Multi-Family
775
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28372, Pembroke, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,141 (100%) |
| Owner Occupied HU | 2,958 (57.5%) |
| Renter Occupied HU | 1,836 (35.7%) |
| Vacant Housing Units | 347 ( 6.7%) |
| Median Home Value | $145,486 |
| Average Home Value | $167,226 |
Housing Distribution
Address Breakdown
Residential
4,351
Single Family
3,576
Multi-Family
775
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BRIAN BREWINGTON • 1ST CHOICE REAL ESTATE
Mls Name: LPRMLS
Mls ID: #751429