0 Gerald StSneadsFL32460
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $147,500, 0 Gerald St, Sneads, FL, 32460 in Sneads generates $1,159/mo in rent (9.43% yield) but nets only $180/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.75) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $40,752. Total projected return: $67,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.5% |
| Monthly Cash Flow | $180 | $300 |
City averages based on Sneads market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,159 |
| Total Monthly Debt Service | $920 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32460, Sneads, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,808 (100%) |
| Owner Occupied HU | 1,162 (64.3%) |
| Renter Occupied HU | 395 (21.8%) |
| Vacant Housing Units | 251 (13.9%) |
| Median Home Value | $150,893 |
| Average Home Value | $196,921 |
Housing Distribution
Address Breakdown
Residential
1,621
Single Family
1,546
Multi-Family
75
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32460, Sneads, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,808 (100%) |
| Owner Occupied HU | 1,162 (64.3%) |
| Renter Occupied HU | 395 (21.8%) |
| Vacant Housing Units | 251 (13.9%) |
| Median Home Value | $150,893 |
| Average Home Value | $196,921 |
Housing Distribution
Address Breakdown
Residential
1,621
Single Family
1,546
Multi-Family
75
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices