0 Fairview RdRussellvilleAL35654
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 0 Fairview Rd, Russellville, AL, 35654 in Russellville. Rental yield 2.3%. At $625,000 with 2.3% gross yield, current distributions are modest, but the 5% appreciation rate projects $172,676 in new equity by year five, complemented by $5,756/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.43) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $85,762.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 6.2% |
| Monthly Cash Flow | $(2,328) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $3,279 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35654, Russellville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,759 (100%) |
| Owner Occupied HU | 2,342 (62.3%) |
| Renter Occupied HU | 1,011 (26.9%) |
| Vacant Housing Units | 406 (10.8%) |
| Median Home Value | $196,944 |
| Average Home Value | $225,808 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,334
Multi-Family
298
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35654, Russellville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,759 (100%) |
| Owner Occupied HU | 2,342 (62.3%) |
| Renter Occupied HU | 1,011 (26.9%) |
| Vacant Housing Units | 406 (10.8%) |
| Median Home Value | $196,944 |
| Average Home Value | $225,808 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,334
Multi-Family
298
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tamela Frost • Lawson Real Estate Inc
Mls Name: Strategic MLS Alliance
Mls ID: #524324