0 E M 113 #1912643KingsleyMI49649
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 0 E M 113 #1912643, Kingsley, MI, 49649 in Kingsley at $115,000 earns $904/mo in rent and nets $146/mo after the $517/mo payment, a 9.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 1.75 DSCR without U.S. credit history. With $1,059/yr in principal paydown, total projected return reaches $53,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.3% |
| Monthly Cash Flow | $146 | $350 |
City averages based on Kingsley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $904 |
| Total Monthly Debt Service | $713 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49649, Kingsley, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,717 (100%) |
| Owner Occupied HU | 2,177 (80.1%) |
| Renter Occupied HU | 345 (12.7%) |
| Vacant Housing Units | 195 ( 7.2%) |
| Median Home Value | $317,683 |
| Average Home Value | $356,690 |
Housing Distribution
Address Breakdown
Residential
2,464
Single Family
2,464
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49649, Kingsley, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,717 (100%) |
| Owner Occupied HU | 2,177 (80.1%) |
| Renter Occupied HU | 345 (12.7%) |
| Vacant Housing Units | 195 ( 7.2%) |
| Median Home Value | $317,683 |
| Average Home Value | $356,690 |
Housing Distribution
Address Breakdown
Residential
2,464
Single Family
2,464
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices