0 E Bear Mountain BlvdArvinCA93203



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 0 E Bear Mountain Blvd, Arvin, CA, 93203 in Arvin is capital appreciation. Rental yield 1.62%. The 1.62% gross yield at $1,788,600 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $494,157 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.30) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $121,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 7.0% |
| Monthly Cash Flow | $(8,645) | $1,200 |
City averages based on Arvin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,419 |
| Total Monthly Debt Service | $10,353 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
81.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93203, Arvin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 2,714 (50.3%) |
| Renter Occupied HU | 2,505 (46.4%) |
| Vacant Housing Units | 174 ( 3.2%) |
| Median Home Value | $292,678 |
| Average Home Value | $324,538 |
Housing Distribution
Address Breakdown
Residential
5,353
Single Family
5,216
Multi-Family
137
Businesses
344



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in N/A
81.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93203, Arvin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,393 (100%) |
| Owner Occupied HU | 2,714 (50.3%) |
| Renter Occupied HU | 2,505 (46.4%) |
| Vacant Housing Units | 174 ( 3.2%) |
| Median Home Value | $292,678 |
| Average Home Value | $324,538 |
Housing Distribution
Address Breakdown
Residential
5,353
Single Family
5,216
Multi-Family
137
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Casey Bloomquist • Schuil Ag Real Estate, Inc.
Mls Name: Bakersfield AOR
Mls ID: #202600787







