0 County Road 53ClioAL36017
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Clio rental at 0 County Road 53, Clio, AL, 36017 sits in the solid-income band: 9.66% gross yield, $1,036/mo rent, $309/mo net after the $579/mo debt service, DSCR 1.79. Entry price of $128,700 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $35,557 and $1,185/yr in principal reduction bring total cumulative return to $68,434.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $309 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,036 |
| Total Monthly Debt Service | $675 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
12.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36017, Clio, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 474 (53.6%) |
| Renter Occupied HU | 217 (24.5%) |
| Vacant Housing Units | 193 (21.8%) |
| Median Home Value | $78,667 |
| Average Home Value | $119,088 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
734
Multi-Family
11
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
12.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36017, Clio, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 474 (53.6%) |
| Renter Occupied HU | 217 (24.5%) |
| Vacant Housing Units | 193 (21.8%) |
| Median Home Value | $78,667 |
| Average Home Value | $119,088 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
734
Multi-Family
11
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyler McSween • Coldwell Banker/Alfred Saliba
Mls Name: SAMLS
Mls ID: #200274
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.