0 County Road 40Camp HillAL36850
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 0 County Road 40, Camp Hill, AL, 36850 in Camp Hill is listed at $222,300 and delivers $1,571/mo in rent and $316/mo in net monthly cash flow. The 8.48% yield and 1.57 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $61,417 over five years, and $2,047/yr in principal reduction supplements cash return. Total projected cumulative return: $104,138.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $316 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,571 |
| Total Monthly Debt Service | $1,166 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices