0 Barbara StSterlingAK99672
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 0 Barbara St, Sterling, AK, 99672 in Sterling is capital appreciation. Rental yield 5.68%. The 5.68% gross yield at $264,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $72,938 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.14) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $83,379.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.2% |
| Monthly Cash Flow | $(387) | $450 |
City averages based on Sterling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $1,504 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
10.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99672, Sterling, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 1,352 (53.2%) |
| Renter Occupied HU | 246 ( 9.7%) |
| Vacant Housing Units | 944 (37.1%) |
| Median Home Value | $441,618 |
| Average Home Value | $491,135 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
10.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99672, Sterling, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 1,352 (53.2%) |
| Renter Occupied HU | 246 ( 9.7%) |
| Vacant Housing Units | 944 (37.1%) |
| Median Home Value | $441,618 |
| Average Home Value | $491,135 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff J Trujillo • Mossy Oak Properties of Alaska - Soldotna
Mls Name: AKMLS
Mls Provider:
Mls ID: #25-6712
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