The Monticello Plan, Byrd Mill Run, Louisa, VA, 23093 | $546/mo Cash Flow

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The Monticello Plan, Byrd Mill Run, Louisa, VA, 23093 | $546/mo Cash Flow | Ziffy

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Louisa at The Monticello Plan, Byrd Mill Run, Louisa, VA, 23093 offers $3,000/mo rent that, after a $2,009/mo payment, leaves $546/mo cash flow. Total monthly income is $3,000/mo, and annual cash flow is $6,555/yr on $136,081 cash. Return on cash invested measures 24.73% in year one, and rental yield stands at 8.77% at a $410,500 entry. Equity gained on principal adds $2,649/yr while 5% annual appreciation compounds into $113,414 by year five. Five-year ROI records 128.42% and total cumulative return in cash reaches $174,756. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,000/mo property income versus a $2,009/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Open layout, First Floor Laundry, 2-story foyer and a modern layout are what makes up this popular Liberty plan. The side entry "U" shaped stairs leads to 4 spacious bedrooms on the second floor and a master suite that has an optional garden bath. Note- If you like this plan also see the "Jefferson"

Neighborhood Data

Neighborhood data shown for ZIP Code: 23093, Louisa, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,475 (100%)
Owner Occupied HU	4,481 (69.2%)
Renter Occupied HU	1,320 (20.4%)
Vacant Housing Units	674 (10.4%)
Median Home Value	$293,370
Average Home Value	$342,671