Morgan Plan, Grove East, Temple, TX, 76502 | $81/mo Cash Flow

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Morgan Plan, Grove East, Temple, TX, 76502 | $81/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Morgan Plan, Grove East, Temple, TX, 76502 listed at $291,500 pairs $2,154/mo rent with a $1,427/mo payment to leave $81/mo cash flow. Total monthly income runs $2,154/mo, and annual cash flow reaches $970/yr on $96,632 cash to close. Return on cash invested measures 20.91% in year one, and rental yield registers 8.87% at a $291,500 basis. Equity gained on principal adds $1,881/yr, and annual property appreciation at 5% supports $80,536 by year five. Five-year ROI tracks 109.42% and total cumulative return in cash totals $105,739. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,154/mo property income relative to a $1,427/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Morgan Floor Plan - 3-Bedroom, 2-Bathroom Single-Story Home with Open Layout and Efficient Design The Morgan floor plan offers a thoughtfully designed single-story layout, featuring three bedrooms and two full bathrooms across 1,722 square feet. This home emphasizes open-concept living, making it ideal for families seeking both comfort and functionality. The expansive family room seamlessly connects to the kitchen and dining areas, creating an inviting space for gatherings and daily activities. The kitchen boasts a large island and an oversized pantry, enhancing the home's practicality. The primary suite provides a private retreat with a well-appointed bathroom and a generous walk-in closet. Two additional bedrooms offer flexibility for family members, guests, or a home office setup. A covered patio extends the living space outdoors, perfect for relaxing evenings or weekend gatherings. The Morgan floor plan combines practicality with elegant design, making it an excellent choice for those seeking a comfortable and versatile home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680