Alma: Build On Your Own Lot Plan, Kensington: Design Center, Westfield, NJ, 07090 | $3,619/mo Cash Flow

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Alma: Build On Your Own Lot Plan, Kensington: Design Center, Westfield, NJ, 07090 | $3,619/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Westfield at Alma: Build On Your Own Lot Plan, Kensington: Design Center, Westfield, NJ, 07090 offers a 13.52% rental yield on a $875,000 purchase with $9,856/mo rent. Total monthly income registers $9,856/mo, and a $4,283/mo payment leaves $3,619/mo available for distribution. Annual cash flow reaches $43,426/yr on $287,875 to close, and return on cash invested stands at 35.15% in year one. Equity gained on principal adds $5,646/yr while 5% annual appreciation supports $241,746 over five years. Portfolio math shows five-year ROI at 185.75% and total cumulative return in cash at $534,731. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $9,856/mo property income against a $4,283/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2024

N/A lot

$N/A/sqft

No HOA

More details about the property

We at RWB Homes Build-to-Suite Custom Homes within your budget. Please schedule a Free Consultation Call with us. We can walk you through our Custom Build program. We build in Bergen, Essex, Morris, Mercer and Union counties. WE CAN HELP YOU FIND THE IDEAL LOT WHERE WE CAN BUILD YOU A CUSTOM HOME WITHIN YOUR BUDGET. Floor Plans are just a reference point of what to expect in your Custom Home. You will have an opportunity to work with our Architect & Interior Designer teams to design your own custom floor plan within the SF allowance and bring your own customizations to your home. You have to buy the Lot and we build your Custom Home per your specifications. FINANCING IS AVAILABLE WITH AS MINIMUM AS 10% DOWN PAYMENT AND A 30-YEAR TERM LOAN WITH CONVENTIONAL MORTGAGE RATES. Build Cost is based on: (i) max. Lot size of 10,000 SF; (ii) Public utilities on-site at curb; (iii) Flat Lot. With our streamlined process and rigorous attention to detail, we will handle all the heavy lifting and make sure every last detail of your personal design choices are built into your Custom Home. LET'S MAKE YOUR DREAM HOME A REALITY WITH RWB HOMES. Note: The price reflects the price of the home itself and does not include the property. You are responsible for providing the property (or WE CAN HELP YOU FIND THE LOT) on which these plans will be built.

Neighborhood Data

Neighborhood data shown for ZIP Code: 07090, Westfield, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,991 (100%)
Owner Occupied HU	8,618 (78.4%)
Renter Occupied HU	1,912 (17.4%)
Vacant Housing Units	461 ( 4.2%)
Median Home Value	$930,018
Average Home Value	$1,034,058