








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Charlottesville at 913 Saint Charles Ave, Charlottesville, VA, 22901 offers a 8.49% rental yield on a $575,000 purchase with $4,067/mo rent. Total monthly income registers $4,067/mo, and a $2,814/mo payment leaves $630/mo available for distribution. Annual cash flow reaches $7,561/yr on $189,175 to close, and return on cash invested stands at 24.06% in year one. Equity gained on principal adds $3,710/yr while 5% annual appreciation supports $158,862 over five years. Portfolio math shows five-year ROI at 124.79% and total cumulative return in cash at $236,075. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,067/mo property income against a $2,814/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1985
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 22901, Charlottesville, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,906 (100%) |
| Owner Occupied HU | 8,917 (52.7%) |
| Renter Occupied HU | 6,745 (39.9%) |
| Vacant Housing Units | 1,244 ( 7.4%) |
| Median Home Value | $546,217 |
| Average Home Value | $630,845 |
Residential
16,845
Single Family
13,820
Multi-Family
3,025
Businesses
1,227
Date | Event | Price |
|---|---|---|
| 2025-04-04 | Listed for sale | $575,000 |
| 2015-09-21 | Sold | $372,500 |
| 2015-07-02 | Listed for sale | $395,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-04-06 | $2458.56 | 8.91% | $512,200 | 8.91% |
| 2022-04-06 | $2257.44 | -46.98% | $470,300 | 4.93% |
| 2021-04-06 | $4257.90 | N/A | $448,200 | 4.67% |



Listed by: Kelly Faillace • MONTAGUE, MILLER & CO. - WESTFIELD
Mls Name: CAAR
Mls Provider:
Mls ID: #662402
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.