9 Hebert Rd, Spencer, MA, 01562 | $337/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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9 Hebert Rd, Spencer, MA, 01562 | $337/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Spencer at 9 Hebert Rd, Spencer, MA, 01562 offers $2,952/mo rent that, after a $2,031/mo payment, leaves $337/mo cash flow. Total monthly income is $2,952/mo, and annual cash flow is $4,038/yr on $137,573 cash. Return on cash invested measures 22.84% in year one, and rental yield stands at 8.54% at a $415,000 entry. Equity gained on principal adds $2,678/yr while 5% annual appreciation compounds into $114,657 by year five. Five-year ROI records 118.73% and total cumulative return in cash reaches $163,341. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,952/mo property income versus a $2,031/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1975

0.81 Acres lot

$N/A/sqft

No HOA

More details about the property

**HIGHEST AND BEST OFFERS accepted until Monday 11/24 at 5PM** Fall in love the moment you step inside this beautifully maintained gem overlooking Spencer State Forest, a sprawling woodland preserve right across the street! Sunlight fills the cozy living room & flows into the dining & kitchen space, where the deck invites you to enjoy morning coffee or evening BBQs! Cook like a pro in the recently remodeled kitchen w/ sleek countertops & upgraded cabinets, then retreat to the spacious main bedroom w/ double closets & enjoy your personal oasis! One add'l bedroom & a fully remodeled bathroom complete the 1st floor. Head downstairs to the finished basement, featuring a warm wood stove, a versatile bonus room, & a spacious bedroom, freshly renovated this year, perfect for guests & game nights! Outside, a large yard, deck, & firepit patio create the ultimate space for entertaining or relaxing under the stars. Home Sweet Home!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01562, Spencer, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,548 (100%)
Owner Occupied HU	3,340 (60.2%)
Renter Occupied HU	1,867 (33.7%)
Vacant Housing Units	341 ( 6.1%)
Median Home Value	$426,833
Average Home Value	$470,553