7610 Hickman St, Temple, TX, 76502 | $270/mo Cash Flow

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7610 Hickman St, Temple, TX, 76502 | $270/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 7610 Hickman St, Temple, TX, 76502 offers a 9.75% rental yield on a $265,000 purchase with $2,154/mo rent. Total monthly income registers $2,154/mo, and a $1,297/mo payment leaves $270/mo available for distribution. Annual cash flow reaches $3,235/yr on $87,848 to close, and return on cash invested stands at 23.59% in year one. Equity gained on principal adds $1,710/yr while 5% annual appreciation supports $73,215 over five years. Portfolio math shows five-year ROI at 123.8% and total cumulative return in cash at $108,759. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,154/mo property income against a $1,297/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2020

5,998 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 3 bedroom, 2 bath farmhouse-style home offering 1,551 sq ft of comfortable living space in the desirable Belton ISD. This property features an inviting open floor plan with a warm, welcoming design that blends modern convenience with timeless farmhouse character. The spacious kitchen flows easily into the living and dining areas, making it perfect for both daily living and entertaining. Generously sized bedrooms provide plenty of comfort, while the primary suite offers a private retreat with its own bath. Thoughtful details throughout create a cozy atmosphere, and the homes location provides quick access to schools, shopping, and dining. A wonderful opportunity to own a stylish, well-kept home in a sought-after community.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680