7221 S San Joaquin St, Pharr, TX, 78577 | $108/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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7221 S San Joaquin St, Pharr, TX, 78577 | $108/mo Cash Flow | Ziffy

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Pharr at 7221 S San Joaquin St, Pharr, TX, 78577 offers $1,068/mo rent that, after a $661/mo payment, leaves $108/mo cash flow. Total monthly income is $1,068/mo, and annual cash flow is $1,293/yr on $44,753 cash. Return on cash invested measures 22.8% in year one, and rental yield stands at 9.49% at a $135,000 entry. Equity gained on principal adds $871/yr while 5% annual appreciation compounds into $37,298 by year five. Five-year ROI records 119.57% and total cumulative return in cash reaches $53,509. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,068/mo property income versus a $661/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1978

6,499 sqft lot

$N/A/sqft

No HOA

More details about the property

Opportunity Fixer Upper ! Located in the heart of Pharr, Texas, this 2-bedroom, 1 full bath home offers solid bones and a bonus roomperfect for a home office, guest room, or hobby space while sitting on a decent-sized lot. The home does need work and is being sold as-is, making it a great fixer-upper project for investors, flippers, or DIY enthusiasts. With some TLC, this property has the potential to shine and offer great value. Schedule a showing today !

Neighborhood Data

Neighborhood data shown for ZIP Code: 78577, Pharr, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	29,728 (100%)
Owner Occupied HU	15,997 (53.8%)
Renter Occupied HU	9,877 (33.2%)
Vacant Housing Units	3,854 (13.0%)
Median Home Value	$138,178
Average Home Value	$174,875