655 George St, Montara, CA, 94037 | 5.03% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Montara at 655 George St, Montara, CA, 94037 priced at $1,099,000 converts $4,606/mo rent into after a $5,379/mo obligation. Total monthly income equals $4,606/mo. Return on cash invested prints 12.98% in year one, and rental yield reads 5.03% against a $1,099,000 entry. Equity gained on principal adds $7,092/yr, while 5% annual appreciation compiles into $303,633 by year five. Five-year ROI reaches 65.59% and total cumulative return in cash sums $233,550. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,606/mo property income covering a $5,379/mo payment, not borrower’s personal income.

Single Family

Built in 1963

6,250 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully updated coastal cottage in the heart of Montara. This light and bright home offers a thoughtfully designed living space and a private backyard oasis, perfectly blending comfort, style, and the idyllic Coastside lifestyle. Step inside to refinished hardwood floors, a beautifully updated kitchen with quartz countertops, stainless steel appliances, and charming built-ins throughout. The inviting living room centers around a cozy fireplace, creating the perfect space to unwind after a day at the beach or on the trails. Enjoy exceptional indoor-outdoor living with an expansive deck ideal for BBQs, entertaining, or simply soaking in Montara's fresh ocean air. The landscaped front and rear yards offer multiple spaces to relax, garden, or play. A finished garage and a beautiful, functional laundry area provide added versatility and convenience. Located just moments from the majestic Montara State Beach, Montara Mountains miles of hiking and biking trails, and the beloved Farallone View Elementary School, this home delivers the best of coastal living with unmatched walkability. All this while remaining easily commutable to San Francisco, Silicon Valley, the Peninsula, and SFO. A rare opportunity to own a turnkey cottage in one of the Coastsides most magical neighborhoods.

Neighborhood Data

Neighborhood data shown for ZIP Code: 94037, Montara, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,048 (100%)
Owner Occupied HU	832 (79.4%)
Renter Occupied HU	168 (16.0%)
Vacant Housing Units	48 ( 4.6%)
Median Home Value	$1,635,593
Average Home Value	$1,623,768