437 Barley Neck Road, Woolwich, ME, 04579 | $196/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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437 Barley Neck Road, Woolwich, ME, 04579 | $196/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Woolwich at 437 Barley Neck Road, Woolwich, ME, 04579 offers $2,720/mo rent that, after a $1,957/mo payment, leaves $196/mo cash flow. Total monthly income is $2,720/mo, and annual cash flow is $2,358/yr on $132,567 cash. Return on cash invested measures 21.69% in year one, and rental yield stands at 8.16% at a $399,900 entry. Equity gained on principal adds $2,580/yr while 5% annual appreciation compounds into $110,485 by year five. Five-year ROI records 112.55% and total cumulative return in cash reaches $149,204. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,720/mo property income versus a $1,957/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2007

1.20 Acres lot

$N/A/sqft

No HOA

More details about the property

You will fall in love with this beautifully crafted home offering 200' of frontage on Nequasset Bay in desirable Woolwich, Maine. Thoughtfully designed with custom finishes throughout, you'll appreciate the warm hardwood floors, built-ins, clawfoot tub, charming accents and tranquil seasonal water views. A dramatic cathedral ceiling floods the open-concept living space with natural light and passive solar warmth. Enjoy easy one-level living with a first-floor bedroom and large full bathroom, while the spacious finished loft offers flexible space that could easily serve as a second bedroom, office or studio. Set on a quiet, private 1.2 acre lot filled with perennials, this property invites you to relax, garden, or launch your next waterfront adventure along the bay. Additional highlights include convenient walk-out basement access and a location that puts you just minutes from Bath and an easy drive to Boothbay, Wiscasset and some of Maine's finest beaches, including Reid State Park and Popham Beach.

Neighborhood Data

Neighborhood data shown for ZIP Code: 04579, Woolwich, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,525 (100%)
Owner Occupied HU	1,242 (81.4%)
Renter Occupied HU	121 ( 7.9%)
Vacant Housing Units	162 (10.6%)
Median Home Value	$354,044
Average Home Value	$484,356