3659 Clifmar Rd, Baltimore, MD, 21244 | $660/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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3659 Clifmar Rd, Baltimore, MD, 21244 | $660/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 3659 Clifmar Rd, Baltimore, MD, 21244 earns $660/mo cash flow from $2,899/mo rent with a $1,762/mo payment. Total monthly income totals $2,899/mo, and annual cash flow totals $7,922/yr on $119,307 capital. ROI tracks 26.55% on current figures, and rental yield reads 9.67% at a $359,900 purchase. Equity gained on principal adds $2,322/yr, and 5% annual appreciation supports $99,434 over five years. Five-year ROI reaches 138.51% and total cumulative return in cash sums $165,254. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,899/mo property income instead of your personal income.

Single Family

Built in 1954

8,700 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully updated 4-bedroom, 2-bath home nestled on a quiet, tree-lined street in the desirable Hilmar neighborhood. Freshly painted throughout and featuring newly refinished hardwood floors. Step into the completely remodeled kitchen, showcasing sleek quartz countertops, a full height quartz backsplash, stainless steel appliances, and ample cabinet space. The spacious, fully finished basement offers a versatile bonus room (potential 4th bedroom), a large open living area, and a bar area, ideal for entertaining. Recent system upgrades include a brand-new HVAC system for year-round comfort and a gas backup generator for peace of mind. Both full bathrooms have been tastefully updated, offering a fresh, modern feel. Outside, enjoy a good-sized deck overlooking a flat, usable backyard framed by mature treescomplete with three large storage sheds two with electric, for all your tools, hobbies, or outdoor gear. This gorgeous home offers a wonderful combination of comfort, style, and functionalityall in a quiet, established community close to shopping, dining, and major commuter routes.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21244, Windsor Mill, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,226 (100%)
Owner Occupied HU	6,962 (45.7%)
Renter Occupied HU	7,569 (49.7%)
Vacant Housing Units	695 ( 4.6%)
Median Home Value	$324,306
Average Home Value	$353,679