








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Charlottesville at 3444 Montague St, Charlottesville, VA, 22902 priced at $480,000 converts $3,432/mo rent into $446/mo cash flow after a $2,349/mo obligation. Total monthly income equals $3,432/mo, and annual cash flow totals $5,352/yr on $159,120 invested. Return on cash invested prints 23.27% in year one, and rental yield reads 8.58% against a $480,000 entry. Equity gained on principal adds $3,097/yr, while 5% annual appreciation compiles into $132,615 by year five. Five-year ROI reaches 120.9% and total cumulative return in cash sums $192,377. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,432/mo property income covering a $2,349/mo payment, not borrower’s personal income.
Townhouse
Built in 2019
4,356 sqft lot
$N/A/sqft
$117 monthly HOA
Neighborhood data shown for ZIP Code: 22902, Charlottesville, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,851 (100%) |
| Owner Occupied HU | 5,576 (51.4%) |
| Renter Occupied HU | 4,480 (41.3%) |
| Vacant Housing Units | 795 ( 7.3%) |
| Median Home Value | $451,661 |
| Average Home Value | $580,194 |
Residential
11,194
Single Family
9,644
Multi-Family
1,550
Businesses
1,901
Date | Event | Price |
|---|---|---|
| 2025-03-13 | Listed for sale | $480,000 |
| 2024-09-24 | Listing removed | $465,000 |
| 2024-09-22 | Price change | $465,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-03-14 | $3747.36 | 4.10% | $438,800 | 4.10% |
| 2023-03-14 | $3599.62 | 15.04% | $421,500 | 15.04% |
| 2022-03-14 | $3129.06 | 6.17% | $366,400 | 6.17% |



Listed by: Paul Mcartor • AVENUE REALTY, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #661640
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.