3431 Main St, Emerald, PA, 18080 | $415/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Emerald at 3431 Main St, Emerald, PA, 18080 uses $99,450 cash to close to unlock $4,974/yr annual cash flow and $415/mo monthly cash flow. Total monthly income runs $2,380/mo, and a $1,468/mo payment keeps the spread at $415/mo. Purchase price stands at $300,000, and rental yield measures 9.52% with $2,380/mo rent. Return on cash invested shows 24.91% in year one, and 5% annual appreciation builds toward $82,884 over five years. Five-year ROI reaches 130.16% and total cumulative return in cash records $129,444. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,380/mo property income covering a $1,468/mo payment rather than investor’s personal income.

Single Family

Built in 1900

0.26 Acres lot

$N/A/sqft

No HOA

More details about the property

Beautiful Remodeled Farmhouse. Spacious first floor living room, dining room, and kitchen with 2 sinks, dishwasher, dbl wall oven, bar seating, ample cabinet and counter space. Large bay windows. Dual front and back staircases. Front, side sitting covered porches w/trek deck. First floor full bath w/laundry hook up. 2nd floor offers 3 bedrooms, bonus room with original hardwood, perfect dressing room, office, or 4th bedroom if needed. Full bath with double vanities, plenty of cabinet space and gorgeous stone tiled full bath. 2nd floor powder room, easy access from kitchen stairwell. So much storage: 1st floor pantry, 3 walk-in closets on 2nd floor, including one cedar, full attic and unfinished basement, 1 stall in barn in back. Large fenced in yard w/farmhouse-style shed. Off street parking pd with 2 spaces in rear. Efficient HVAC and New Roof. Ideal Location for outdoor enthusiasts while still being close to amenities

Neighborhood Data

Neighborhood data shown for ZIP Code: 18080, Slatington, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,035 (100%)
Owner Occupied HU	3,699 (73.5%)
Renter Occupied HU	1,060 (21.1%)
Vacant Housing Units	276 ( 5.5%)
Median Home Value	$318,796
Average Home Value	$377,616