320 NW Pacific Hills Dr, Willamina, OR, 97396 | $699/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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320 NW Pacific Hills Dr, Willamina, OR, 97396 | $699/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Willamina at 320 NW Pacific Hills Dr, Willamina, OR, 97396 uses $132,567 cash to close to unlock $8,393/yr annual cash flow and $699/mo monthly cash flow. Total monthly income runs $3,113/mo, and a $1,957/mo payment keeps the spread at $699/mo. Purchase price stands at $399,900, and rental yield measures 9.34% with $3,113/mo rent. Return on cash invested shows 26.24% in year one, and 5% annual appreciation builds toward $110,485 over five years. Five-year ROI reaches 136.6% and total cumulative return in cash records $181,088. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,113/mo property income covering a $1,957/mo payment rather than investor’s personal income.

Single Family

Built in 2016

6,098 sqft lot

$N/A/sqft

No HOA

More details about the property

Enjoy this well-maintained traditional home in the peaceful Pacific Hills neighborhood of Willamina. This 4-bedroom, 2.5-bath, 1,835 sq ft property features brand-new carpet throughout, central A/C for summer comfort, and a freshly built retaining wall in the backyard. The light-filled main level offers an open-concept living space, perfect for relaxing or hosting, with a functional kitchen and dining area that opens to the back patio. Upstairs, the spacious bedrooms include a primary suite with a walk-in closet and private bath. Located just a short drive to McMinnville and Salem, this home offers exceptional value in a quiet small-town setting while keeping city conveniences within easy reach.

Neighborhood Data

Neighborhood data shown for ZIP Code: 97396, Willamina, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,346 (100%)
Owner Occupied HU	929 (69.0%)
Renter Occupied HU	352 (26.2%)
Vacant Housing Units	65 ( 4.8%)
Median Home Value	$369,212
Average Home Value	$410,619