








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Jersey City at 281 4th St APT 1, Jersey City, NJ, 07302 uses $222,075 cash to close to unlock $1,326/yr annual cash flow and $111/mo monthly cash flow. Total monthly income runs $5,273/mo, and a $3,304/mo payment keeps the spread at $111/mo. Purchase price stands at $675,000, and rental yield measures 9.37% with $5,273/mo rent. Return on cash invested shows 20.66% in year one, and 5% annual appreciation builds toward $186,490 over five years. Five-year ROI reaches 108.76% and total cumulative return in cash records $241,527. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,273/mo property income covering a $3,304/mo payment rather than investor’s personal income.
Condo
Built in N/A
N/A lot
$N/A/sqft
$351 monthly HOA
Neighborhood data shown for ZIP Code: 07302, Jersey City, NJ area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,585 (100%) |
| Owner Occupied HU | 7,643 (20.9%) |
| Renter Occupied HU | 25,548 (69.8%) |
| Vacant Housing Units | 3,394 ( 9.3%) |
| Median Home Value | $917,452 |
| Average Home Value | $1,017,181 |
Residential
33,591
Single Family
6,688
Multi-Family
26,903
Businesses
1,293
Date | Event | Price |
|---|---|---|
| 2024-10-04 | Listed for sale | $675,000 |
| 2019-07-01 | Sold | $625,000 |
| 2019-04-25 | Listed for sale | $629,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-10-16 | $12345.02 | 40.09% | $549,400 | N/A |
| 2022-10-16 | $8812.38 | N/A | $549,400 | N/A |
| 2021-10-16 | $8812.38 | -22.15% | $549,400 | -25.25% |



Listed by: Aaron Visco • KELLER WILLIAMS CITY LIFE JC REALTY
Mls Name: HCMLS
Mls ID: #240019605
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.