260-262 Sidney St UNIT 3R, Cambridge, MA, 02139 | $96/mo Cash Flow

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260-262 Sidney St UNIT 3R, Cambridge, MA, 02139 | $96/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cambridge at 260-262 Sidney St UNIT 3R, Cambridge, MA, 02139 listed at $649,900 pairs $4,192/mo rent with a $3,181/mo payment to leave $96/mo cash flow. Total monthly income runs $4,192/mo, and annual cash flow reaches $1,149/yr on $213,817 cash to close. Return on cash invested measures 20.6% in year one, and rental yield registers 7.74% at a $649,900 basis. Equity gained on principal adds $4,194/yr, and annual property appreciation at 5% supports $179,555 by year five. Five-year ROI tracks 106.65% and total cumulative return in cash totals $228,042. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,192/mo property income relative to a $3,181/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1886

N/A lot

$N/A/sqft

No HOA

More details about the property

Discover the allure of this sunlit penthouse with two spacious bedrooms in a charming brick building near Central Square. The kitchen combines style and functionality with granite countertops, stainless steel appliances, and a convenient desk nook. Enjoy your private deck, ideal for outdoor dining and relaxation. The L-shaped living area offers a distinct dining space, complemented by warm maple flooring throughout. The bathroom features contemporary tile flooring and a glass-enclosed tub for a touch of luxury. Additional conveniences include a deeded parking space (#7) and in-unit laundry. Embrace comfort and elegance in this exceptional home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 02139, Cambridge, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,981 (100%)
Owner Occupied HU	4,615 (27.2%)
Renter Occupied HU	11,270 (66.4%)
Vacant Housing Units	1,096 ( 6.5%)
Median Home Value	$1,225,449
Average Home Value	$1,311,567