2149 Cortland St, Waynesboro, VA, 22980 | $277/mo Cash Flow

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2149 Cortland St, Waynesboro, VA, 22980 | $277/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Waynesboro at 2149 Cortland St, Waynesboro, VA, 22980 generates $2,130/mo in rent and, after a $1,517/mo payment, leaves $277/mo in cash flow. Total monthly income is $2,130/mo, and annual cash flow is $3,327/yr on $102,732 invested. Return on cash invested sits at 23.15% in year one, and rental yield is 8.25% on a $309,900 entry. Equity gained on principal adds $2,000/yr, while 5% annual appreciation builds toward $85,620 over five years. Five-year ROI reaches 119.97% and total cumulative return in cash sums $123,252. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,130/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

9,147 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this stunning brand-new home, perfectly situated in a quiet, established neighborhood just minutes from shopping, restaurants, and I-64making your commute to Staunton, Charlottesville, and surrounding areas a breeze. This thoughtfully designed home features 3 spacious bedrooms and 2 full bathrooms, with an open-concept floor plan that blends modern comfort with everyday functionality. The kitchen is equipped with granite countertops, stainless-steel appliances, and a welcoming breakfast bar ideal for casual dining or entertaining guests. Throughout the home, youll find durable, waterproof luxury vinyl plank flooring that offers the perfect blend of style and practicality, and energy-efficient tilt-sash windows that make cleaning simple and help keep energy costs low. The primary bedroom offers a peaceful retreat with its private en-suite bathroom and sizable walk-in closet. With everything BRAND NEW, this home is truly MOVE IN READY and MAINTENANCE-FREE! Plus, it comes with the added benefit of a 1-year Builders warranty for your peace of mind. Driveway will be paved and sod will be put down. Cinder blocks may look damp, due sprinkler system for grass seed. Charming home!! Don't delay schedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22980, Waynesboro, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,431 (100%)
Owner Occupied HU	9,698 (62.8%)
Renter Occupied HU	4,765 (30.9%)
Vacant Housing Units	968 ( 6.3%)
Median Home Value	$306,712
Average Home Value	$338,653