130 Mountain Creek Cir, Frederick, MD, 21702 | $649/mo Cash Flow

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130 Mountain Creek Cir, Frederick, MD, 21702 | $649/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Frederick at 130 Mountain Creek Cir, Frederick, MD, 21702 offers a 9.58% rental yield on a $368,000 purchase with $2,938/mo rent. Total monthly income registers $2,938/mo, and a $1,801/mo payment leaves $649/mo available for distribution. Annual cash flow reaches $7,793/yr on $121,992 to close, and return on cash invested stands at 26.3% in year one. Equity gained on principal adds $2,375/yr while 5% annual appreciation supports $101,672 over five years. Portfolio math shows five-year ROI at 137.14% and total cumulative return in cash at $167,305. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,938/mo property income against a $1,801/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 2008

1,057 sqft lot

$N/A/sqft

No HOA

More details about the property

Sylish, Spacious & Move-In Ready! Welcome to 130 Mountain Creek Circle, an inviting townhome nestled in the sought-after Taskers Chance neighborhood. Built in 2008 and meticulously maintained, this home offers approximately 1,725 square feet of above-grade living space. Out front, youll find a charming courtyard area and a private parking pad, offering both convenience and curb appeal. Step inside to discover fresh paint throughout, complemented by durable LVP flooring and ceramic tile on the main level. The main floor features a welcoming family room, dining area, and kitchenall designed for easy living and entertaining. Upstairs, the second level offers two cozy bedrooms and a full bath. The entire third floor is dedicated to a spacious primary suite that spans the full level of the home. This private retreat includes a large walk-in closet, a beautifully appointed en-suite bath with a soaking tub, and a convenient laundry area located in the third-floor hallway. Additional highlights include a brand-new HVAC system installed in 2024 with efficient gas heat and a 10-year-old architectural shingle roof, providing year-round comfort and peace of mind. Located just minutes from downtown Frederick and close to major commuting routes, this home combines charm and convenience. Residents of Taskers Chance enjoy fantastic community amenities, including a clubhouse and pool, with HOA fees covering lawn maintenance and shared facilities. Move-in ready and waiting to become your next home come experience this perfect blend of comfort, style, and community living just minutes to downtown Frederick!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21702, Frederick, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,989 (100%)
Owner Occupied HU	12,184 (61.0%)
Renter Occupied HU	6,992 (35.0%)
Vacant Housing Units	813 ( 4.1%)
Median Home Value	$466,678
Average Home Value	$529,447