114-42 196th St, Saint Albans, NY, 11412 | 6.14% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Albans at 114-42 196th St, Saint Albans, NY, 11412 earns from $3,832/mo rent with a $3,666/mo payment. Total monthly income totals $3,832/mo. ROI tracks 14.36% on current figures, and rental yield reads 6.14% at a $749,000 purchase. Equity gained on principal adds $4,833/yr, and 5% annual appreciation supports $206,935 over five years. Five-year ROI reaches 73.73% and total cumulative return in cash sums $181,684. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,832/mo property income instead of your personal income.

Multi Family

Built in 1950

N/A lot

$N/A/sqft

No HOA

More details about the property

Fully renovated two-family home in Saint Albans, NY. Each unit features 3 bedrooms and 1 updated bathroom. The upper unit offers hardwood floors and recessed lighting, while the first-floor/basement unit has durable tile flooring and front/rear walkout access. Both kitchens are updated with quartz countertops and ample cabinetry, and the home includes an attached garage and driveway for convenient parking and storage. Modern finishes and thoughtful upgrades make this move-in-ready property an excellent opportunity for owner-occupants or investors in a desirable location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 11412, Saint Albans, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,475 (100%)
Owner Occupied HU	7,923 (63.5%)
Renter Occupied HU	3,954 (31.7%)
Vacant Housing Units	598 ( 4.8%)
Median Home Value	$636,295
Average Home Value	$675,147