0 Cross County Rd #1, Mineral, VA, 23117 | $639/mo Cash Flow

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0 Cross County Rd #1, Mineral, VA, 23117 | $639/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mineral at 0 Cross County Rd #1, Mineral, VA, 23117 with 5% annual appreciation on a $375,000 basis while $2,880/mo rent supports operations. Total monthly income totals $2,880/mo and a $1,835/mo payment preserves $639/mo for cash returns. Annual cash flow comes to $7,665/yr on $124,313 deployed, and return on cash invested reaches 26.07% in year one. Equity gained on principal adds $2,420/yr, and five-year appreciation sums $103,606 alongside rental yield of 9.22%. Five-year ROI measures 135.63% and total cumulative return in cash totals $168,603.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,880/mo property income versus a $1,835/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

1.57 Acres lot

$N/A/sqft

No HOA

More details about the property

CUSTOMIZE YOUR NEW HOME! Discover the charm of this new construction home, set to be completed in 2025, offering a perfect blend of modern design and cozy living. This detached ranch-style residence features a spacious open floor plan, ideal for both entertaining and everyday comfort. With three inviting bedrooms and two well-appointed bathrooms, including a luxurious soaking tub and a walk-in shower, this home is designed for relaxation and convenience. The heart of the home is the beautifully designed kitchen, complete with stainless steel appliances, an ENERGY STAR refrigerator and appliances, and a generous island that invites culinary creativity. The combination kitchen and dining area flows seamlessly into the family room, enhanced by exposed beams and crown moldings, creating a warm and welcoming atmosphere. Enjoy the benefits of luxury vinyl plank flooring and plush carpeting throughout, ensuring both style and comfort. The thoughtful layout includes built-ins and walk-in closets, providing ample storage space for all your needs. Nestled on a generous 1.57-acre lot, this property offers a level and private setting, perfect for outdoor activities or simply enjoying the tranquility of rural living. With its excellent condition and modern amenities, this home is a canvas for your personal touch. Embrace the opportunity to create lasting memories in a space designed for comfort and connection. Don't miss out on making this house your home!

Neighborhood Data

Neighborhood data shown for ZIP Code: 23117, Mineral, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,251 (100%)
Owner Occupied HU	4,077 (65.2%)
Renter Occupied HU	657 (10.5%)
Vacant Housing Units	1,517 (24.3%)
Median Home Value	$377,189
Average Home Value	$457,564