Fix & Flip Calculator
House Flipping Profit Analysis
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%
%
pts
mo
Loan Amount $120,000
Loan Points Fee $2,400
Total Interest $7,200
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$
$
Monthly Holding Cost $600
Total Holding (6 mo) $3,600
%
%
Agent Commission $15,000
Seller Closing $5,000
Total Selling Costs $20,000
✓ Profitable Flip
Net Profit
$28,800
$4,800 profit/month
ROI
38.9%
Return on Investment
Annualized ROI
77.8%
Projected yearly return
Cash Needed
$74,000
Total out-of-pocket
Total Project Cost
$221,200
All-in costs
Sale Price
$250,000
ARV
Profit Margin
11.5%
Profit ÷ ARV
70% Rule Check FAIL
Max Allowable Offer: $140,000
$10,000 over MAO ✗
MAO = (ARV × 70%) – Rehab Costs. Your purchase price should be at or below MAO.
Complete Cost Breakdown
Total Project Cost $221,200
Purchase Price $150,000
Buy Closing Costs $3,000
Rehab Costs $35,000
Loan Points $2,400
Interest (6 mo) $7,200
Holding Costs (6 mo) $3,600
Agent Commission (6%) $15,000
Seller Closing (2%) $5,000
Cash Required at Purchase
Total Cash Needed $74,000
Down Payment (20%) $30,000
Buy Closing Costs $3,000
Loan Points $2,400
Rehab Budget $35,000
Holding Costs Reserve $3,600
