Cash-on-Cash Return Calculator

Investment Property Cash Flow Analysis

Purchase & Financing
$
%
%
yrs
%
$
Rental Income
$
$
%
Operating Expenses
$
$
%
%
%
$
Cash-on-Cash Return
8.24%
Annual return on your cash invested
📊 Good Return
0% 15%+
Cash-on-Cash
8.24%
Levered Return
Cap Rate
6.54%
Unlevered Return
CoC Return Benchmark
Poor (0-5%) Fair (5-8%) Good (8-12%) Excellent (12%+)
Key Metrics
Total Cash Invested
$84,000
Annual Cash Flow
$6,924
Monthly Cash Flow
$577
Monthly Mortgage
$1,573
Annual NOI
$19,620
DSCR
1.04x
Cash Flow Breakdown (Annual)
🏠
Gross Rental Income
+$28,800
Other Income
+$0
📉
Vacancy Loss (5%)
-$1,440
💵
Effective Gross Income
$27,360
🏛️
Property Tax
-$3,600
🛡️
Insurance
-$1,800
🔧
Maintenance (5%)
-$1,368
🏗️
CapEx Reserve (5%)
-$1,368
👔
Management (8%)
-$2,189
🏢
HOA
-$0
📊
Net Operating Income (NOI)
$17,035
🏦
Debt Service (Mortgage)
-$18,876
💰
Annual Cash Flow
$6,924

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