Editorial Integrity
Making sound real estate investment decisions begins with reliable, data-driven insights. At Ziffy.ai, we offer an AI-powered investment property search platform, proprietary data-driven trend analysis, investment mortgage programs like DSCR loans, and a network of over 500 investor-friendly real estate agents to deliver the expertise needed for informed decisions. Our content is crafted by experienced real estate professionals and backed by real-time market data, ensuring you receive accurate and actionable information. Through a rigorous editorial process, we strive to empower your investment journey with trustworthy and up-to-date guidance.
Key Takeaways:
1. Multiple metros have crossed six months of housing supply, signaling more leverage for investors.
2. Nearly 27% of listings now show price reductions, giving room for negotiation.
3. Rents remain steady, helping investors maintain healthy cash flow and DSCR ratios.
4. Ziffy’s cashflow-based mortgage programs use the property’s rental income, not your personal income or DTI (Debt to income ratio) to qualify for loans. That means your property’s cash flow does the talking, making it easier to grow your real estate portfolio faster and more predictably.
Table of Contents
As of November 2025, investors are finally seeing leverage return to the housing market. Supply is climbing, homes are spending more time on the market, and sellers are more willing to negotiate. For investors who know how to use timing to their advantage, this is the window to secure better deals, stronger yields, and financing terms that actually work.
Ziffy’s latest data shows several metros across Texas, Florida, and California now offer the best conditions for buyers. With months of supply sitting at or above six, investors have more options to compare, analyze, and finance.
Using tools like Ziffy’s DSCR calculators, rental yield filters, and income-based loan programs, you can act fast while the market favors buyers.
Why is This The Right Time for Real Estate Investors
The current phase of the market represents optimal conditions: high inventory, moderate prices, and low competition. After years of bidding wars, investors can finally run numbers with patience and discipline.
Ziffy’s platform data shows that several metros now sit in the “buyer leverage” zone, where months of supply exceed 6 and median days on market surpass 80. These are the kinds of signals Ziffy’s AI-powered investment property search portal help investors find properties with built-in negotiation potential.
For investors using Ziffy’s DSCR-based loans, this timing is especially powerful. When sellers are flexible, buyers can negotiate lower prices, boosting rental yields and improving DSCR coverage, which is critical for financing approval and long-term portfolio growth.
Market Snapshot: November 2025
Metric (as of November 2025) | National / State Average |
|---|---|
Months of Supply | 6 months |
Homes Sold Above List Price | 9.5% |
Listings with Price Drops | 27.4% |
Median Days on Market | 88 days |
Median Sale Price | $415,000 (−2.7% YoY) |
Investor Share of Purchases | 28.9% |
With investors already accounting for nearly a third of purchases nationwide, this phase of balance is becoming a key acquisition cycle. The next several months could define the strongest entry points before demand rebounds in 2026.
Top 10 Buyer-Friendly Markets for November 2025
These metros stand out for their blend of affordability, rental demand, and investment scalability. All metrics below reflect the latest verified averages from Redfin and Zillow.
Metro | Median Price (Sept 2025) | Avg Rent | Gross Yield % | Median DOM |
|---|---|---|---|---|
Austin, TX | $507,000 | $1,995/mo | 4.7% | 89 days |
Miami, FL | $605,000 | $3,100/mo | 6.1% | 112 days |
Fort Lauderdale, FL | $528,000 | $2,617/mo | 5.9% | 118 days |
West Palm Beach, FL | $450,000 | $2,375/mo | 6.3% | 109 days |
Dallas–Fort Worth, TX | $425,000 | $1,975/mo | 5.6% | 60 days |
Houston, TX | $345,000 | $1,900/mo | 6.6% | 50 days |
Riverside–San Bernardino, CA | $616,886 | $2,300/mo | 4.4% | 44 days |
New York–New Jersey Metro | $875,000 | $3,596/mo | 4.9% | 64 days |
City-by-City Investment Insights
1. Austin, Texas
Austin’s correction phase is creating ideal conditions for long-term investors. Inventory is up, demand is steady, and price growth has cooled after years of tech-driven spikes. Ziffy’s DSCR analyzer shows that most properties here maintain a healthy coverage ratio even at today’s rates, making it a strong buy for mid- to long-term holds.
Investment Properties on Sale in Austin Today
2. Miami, Florida
Miami’s market remains internationally desirable, but its pace has slowed. Sellers are offering concessions, and days on market now exceed 110. Investors using Ziffy’s ROI filters can spot short-term rentals and multifamily properties with gross yields above 6%.
Investment Properties on Sale in Miami Today
3. Fort Lauderdale, Florida
A prime market for investors targeting luxury rentals or duplexes. Homes are sitting longer, giving room for price negotiation. Pairing this with Ziffy’s flexible DTI loan programs helps investors expand into higher-value segments without stricter income limits.
Investment Properties on Sale in Fort Lauderdale Today
4. West Palm Beach, Florida
Inventory is healthy, and steady tenant demand is keeping rents stable. Investors can use Ziffy’s rental yield dashboards to compare long-term leases and seasonal rental potential, both currently showing 6% + gross yields.
Investment Properties on Sale in West Palm Beach Today
5. Jacksonville, Florida
Jacksonville continues to deliver some of Florida’s best entry-level returns. Affordable pricing, strong job growth, and rising rental demand make it a consistent performer. Ziffy data shows single-family homes under $350,000 are achieving DSCR ratios above 1.2, even with today’s interest rates.
Investment Properties on Sale in Jacksonville Today
6. San Antonio, Texas
This is one of the strongest yield markets nationwide. Investors benefit from stable rents, military demand, and a growing workforce. Using Ziffy’s cash-flow analysis tools, it’s easy to find properties that meet or exceed 7% gross yields.
Investment Properties on Sale in San Antonio Today
7. Dallas–Fort Worth, Texas
DFW offers liquidity, scalability, and consistent rent growth. While not deeply discounted, investors can rely on Ziffy’s market filters to identify submarkets with stronger DSCR performance if you are seeking volume and stability.
Investment Properties on Sale in Dallas-Fort Worth Today
8. Houston, Texas
Houston combines affordability with volume, making it ideal for DSCR investors. Properties are selling slower, allowing time for due diligence. Ziffy’s DSCR calculators show high rent-to-price ratios in suburban neighborhoods, supporting strong debt coverage.
Investment Properties on Sale in Houston Today
9. Riverside–San Bernardino, California
This metro is a quiet opportunity zone for value investors. Prices are lower than Los Angeles, and inventory is growing. Ziffy’s yield comparison tools show solid 4 – 5% returns with future appreciation potential tied to logistics growth.
Investment Properties on Sale in Riverside-San Bernardino Today
10. New York–New Jersey Metro
Despite higher prices, investor leverage is improving. Listings are up, and rent demand remains strong. Ziffy’s advanced filters help investors locate multi-unit properties and suburban homes with DSCR-friendly rent ratios.
Investment Properties on Sale in New York-New Jersey Metro Today
How Investors Can Use This Market Leverage
Buyer leverage is only valuable when paired with smart financing. That’s where Ziffy’s mortgage solutions make a difference.
Ziffy’s Mortgage Highlights:
-
Qualify based on property income, not personal W2s or tax returns - No DTI cap, giving flexibility for investors with multiple properties
- 30-year fixed-rate loan options
- Up to 75 – 80% LTV financing available
- Cash-out refinance and portfolio expansion programs
For investors building multi-property portfolios, DSCR loans allow scaling without hitting income ceilings. Ziffy’s integrated mortgage platform lets you compare yields, project DSCR, and prequalify directly through your property dashboard, turning market data into actionable financing.
Conclusion
As of November 2025, the advantage clearly sits with investors. Sellers are motivated, inventory is balanced, and rents remain resilient. For those who analyze carefully and finance strategically, this is the most favorable environment since 2020.
With Ziffy.ai’s data tools, rental yield insights, and investor-focused mortgage programs, buyers can navigate this market with clarity, from finding and funding, to growing portfolios faster while the conditions still favor them.
FAQs
Why is November 2025 a good time for investors?
Inventory has reached six months of supply in multiple metros, creating buyer leverage. Sellers are flexible, and prices are stable, which are all ideal conditions for investor entry.
How do DSCR loans help investors qualify?
DSCR loans allow you to qualify based on the property’s rental income rather than personal income, making it easier to finance rental portfolios and expand faster.
What if I have a high DTI ratio?
Ziffy’s DTI-based programs are flexible, with no hard DTI cap, letting you invest even if traditional lenders would limit your borrowing.
Which cities currently offer the best yield?
San Antonio, Houston, and Jacksonville lead with 6 – 7% gross yields and motivated sellers.
How can I find top opportunities now?
Use Ziffy.ai’s investment filters to compare properties by DSCR, ROI, and rental yield in real time. Pair data insights with mortgage prequalification to move quickly when the right deal appears.
![The Top 10 US Cities with the Highest ROI [2026]](https://ziffy.ai/learn/wp-content/uploads/2025/10/Top10CitiesWithTheHighestROI.jpg)
![Top 10 Places in the US with the Highest Rental Yields in [2026]](https://ziffy.ai/learn/wp-content/uploads/2025/10/Top10PlacesintheUS.jpg)
