Stockton - Structure Only on Customer's Land Plan, Phenix City Sales and Design Studio, Phenix City, AL, 36867 | $85/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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Stockton - Structure Only on Customer's Land Plan, Phenix City Sales and Design Studio, Phenix City, AL, 36867 | $85/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,760/mo, and a $2,320/mo payment keeps the spread at $85/mo. Purchase price stands at $474,000, and rental yield measures 6.99% with $2,760/mo rent. Return on cash invested shows 20.55% in year one, and 5% annual appreciation builds toward $130,957 over five years. Five-year ROI reaches 105.6% and total cumulative return in cash records $165,929. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,760/mo property income covering a $2,320/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

* Price Disclaimer - Please Note - This price is based on structure only built to our standards assuming a slab on grade foundation. No account is taken into for lot specific items such as grading, driveway, landscape, etc. Renderings, photographs, and virtual tours may include upgrades that are not included in standard pricing. Consult with your local design consultant for further details. The Stockton has a modern farmhouse exterior and a garage at the rear of the home. This 2-story plan features a large covered front porch and covered rear porch. The Kitchen opens to the Great Room and Breakfast Room, with a formal Dining Room in the front. The Master Bedroom and Guest Room are on the main floor, with a Bonus Room, Office, and two more bedrooms upstairs. At 3,513sf this plan has plenty of room to spread out!

Neighborhood Data

Neighborhood data shown for ZIP Code: 36867, Phenix City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,988 (100%)
Owner Occupied HU	4,689 (42.7%)
Renter Occupied HU	5,283 (48.1%)
Vacant Housing Units	1,016 ( 9.2%)
Median Home Value	$205,048
Average Home Value	$271,717