Stamford Plan, Baker's Pointe, Pendleton, IN, 46064 | $87/mo Cash Flow

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Stamford Plan, Baker's Pointe, Pendleton, IN, 46064 | $87/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pendleton at Stamford Plan, Baker's Pointe, Pendleton, IN, 46064 with 5% annual appreciation on a $414,900 basis while $2,578/mo rent supports operations. Total monthly income totals $2,578/mo and a $2,031/mo payment preserves $87/mo for cash returns. Annual cash flow comes to $1,046/yr on $137,539 deployed, and return on cash invested reaches 20.67% in year one. Equity gained on principal adds $2,677/yr, and five-year appreciation sums $114,629 alongside rental yield of 7.46%. Five-year ROI measures 106.7% and total cumulative return in cash totals $146,750.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,578/mo property income versus a $2,031/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Find all the space you need in the two-story Stamford floor plan in Baker's Pointe, our new home community in Pendleton, Indiana. This two-story architectural marvel offers an impressive 2,346 square feet of living space, artfully designed to cater to both relaxation and entertainment. As you step inside, the open-concept layout immediately captures your attention, where the kitchen seamlessly transitions into the living area, creating a harmonious flow perfect for gatherings and everyday life. The heart of the home, the kitchen, boasts a sleek center island with seating, adorned with luxurious quartz countertops, abundant cabinetry, and top-tier stainless steel appliances, complemented by a walk-in pantry that transforms meal preparation into a delightful task. A convenient powder room is discreetly situated near the great room for guest comfort, while the versatile flex room at the entrance offers endless possibilities for work or leisure. Ascending to the upper floor, you'll find a generous loft area alongside four thoughtfully appointed bedrooms and two well-equipped bathrooms, ensuring ample space for the whole family. The primary suite is a sanctuary of its own, featuring a spacious walk-in closet and an elegant bathroom complete with a double vanity, linen storage, and a large, inviting shower. Like all D.R. Horton homes, the Stamford is equipped with state-of-the-art smart home technology, granting you the power to control your environment effortlessly from your s

Neighborhood Data

Neighborhood data shown for ZIP Code: 46064, Pendleton, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,339 (100%)
Owner Occupied HU	5,147 (81.2%)
Renter Occupied HU	879 (13.9%)
Vacant Housing Units	313 ( 4.9%)
Median Home Value	$283,028
Average Home Value	$322,206