Bower Plan, Grove East, Temple, TX, 76502 | $95/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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Bower Plan, Grove East, Temple, TX, 76502 | $95/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Bower Plan, Grove East, Temple, TX, 76502 with 5% annual appreciation on a $314,700 basis while $2,333/mo rent supports operations. Total monthly income totals $2,333/mo and a $1,540/mo payment preserves $95/mo for cash returns. Annual cash flow comes to $1,145/yr on $104,323 deployed, and return on cash invested reaches 21.01% in year one. Equity gained on principal adds $2,031/yr, and five-year appreciation sums $86,946 alongside rental yield of 8.9%. Five-year ROI measures 109.96% and total cumulative return in cash totals $114,715.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,333/mo property income versus a $1,540/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Bower Floor Plan - 3-Bedroom, 2-Bathroom Single-Story Home with Activity Nook and Open Layout The Bower floor plan by Omega Builders delivers a functional and flexible layout perfect for families, professionals, or first-time buyers. With 3 bedrooms, 2 bathrooms, and a well-balanced 1,589 square feet of living space, this single-story home offers smart design and everyday comfort. The open-concept main living area brings together the family room, kitchen, and dining space, creating a bright and connected environment ideal for both entertaining and daily routines. A standout feature is the built-in activity nook a versatile space perfect for a home office, kids' study zone, or creative corner. The primary suite serves as a private retreat with a spacious walk-in closet and a well-appointed ensuite bathroom. Two additional bedrooms offer plenty of flexibility for guests, growing families, or additional work-from-home space. A 2-car garage and thoughtfully designed storage throughout the home enhance convenience. Whether you're looking for a starter home or a stylish, low-maintenance layout, the Bower floor plan combines practical living with beautiful design in a way that suits a wide range of lifestyles.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680