








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Schertz at 989 Water Oak, Schertz, TX, 78154 with 5% annual appreciation on a $565,000 basis while $4,092/mo rent supports operations. Total monthly income totals $4,092/mo and a $2,765/mo payment preserves $52/mo for cash returns. Annual cash flow comes to $625/yr on $185,885 deployed, and return on cash invested reaches 20.4% in year one. Equity gained on principal adds $3,646/yr, and five-year appreciation sums $156,099 alongside rental yield of 8.69%. Five-year ROI measures 106.71% and total cumulative return in cash totals $198,363.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,092/mo property income versus a $2,765/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2017
10,454 sqft lot
$N/A/sqft
$270 annually HOA
Neighborhood data shown for ZIP Code: 78154, Schertz, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,854 (100%) |
| Owner Occupied HU | 11,748 (69.7%) |
| Renter Occupied HU | 4,430 (26.3%) |
| Vacant Housing Units | 676 ( 4.0%) |
| Median Home Value | $337,195 |
| Average Home Value | $362,054 |
Residential
16,857
Single Family
14,951
Multi-Family
1,906
Businesses
1,410
Date | Event | Price |
|---|---|---|
| 2024-08-05 | Price change | $565,000 |
| 2024-07-19 | Listed for sale | $575,000 |
| 2024-07-19 | Listing removed | N/A |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-08-14 | N/A | N/A | $525,404 | 10.00% |
| 2022-08-14 | N/A | N/A | $477,640 | 10.00% |
| 2021-08-14 | N/A | N/A | $434,218 | 9.15% |



Listed by: Jerome Allen • JPAR San Antonio
Mls Name: SABOR
Mls Provider:
Mls ID: #1794456
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.