966 Legacy Ln, Eugene, OR, 97402 | $2,282/mo Cash Flow

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966 Legacy Ln, Eugene, OR, 97402 | $2,282/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Eugene at 966 Legacy Ln, Eugene, OR, 97402 generates $4,968/mo in rent and, after a $2,178/mo payment, leaves $2,282/mo in cash flow. Total monthly income is $4,968/mo, and annual cash flow is $27,385/yr on $147,484 invested. Return on cash invested sits at 38.48% in year one, and rental yield is 13.4% on a $444,900 entry. Equity gained on principal adds $2,871/yr, while 5% annual appreciation builds toward $122,918 over five years. Five-year ROI reaches 202.24% and total cumulative return in cash sums $298,273. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,968/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

This new construction home is located in a serene community surrounded by protected wetlands and walking distance to several local parks and trails, with easy access to Fern Ridge Lake, grocery stores, schools, and restaurants. The Clark plan features an open-concept kitchen, dining nook, and fireplace-warmed great room that flows to a covered patio, with four bedrooms upstairs including a primary suite with soaking tub, walk-in closet, and private primary bath. Interior highlights include quartz countertops, shaker-style cabinets, LVP flooring in the kitchen and entry, LVT flooring in the baths, two-tone interior paint, fencing, and landscaping with irrigation. This home also includes central air conditioning, a refrigerator, washer and dryer, and blindsall at no extra cost! Located on homesite 13, this home is move in ready. Rendering is artist conception only. Photos are of a similar home, features and finishes will vary. Below-market rate incentives available when financing with preferred lender.

Neighborhood Data

Neighborhood data shown for ZIP Code: 97402, Eugene, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	23,222 (100%)
Owner Occupied HU	11,773 (50.7%)
Renter Occupied HU	10,499 (45.2%)
Vacant Housing Units	950 ( 4.1%)
Median Home Value	$405,848
Average Home Value	$437,053