9639 Whiteacre Rd UNIT B1, Columbia, MD, 21045 | $250/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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9639 Whiteacre Rd UNIT B1, Columbia, MD, 21045 | $250/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at 9639 Whiteacre Rd UNIT B1, Columbia, MD, 21045 listed at $175,000 pairs $1,339/mo rent with a $857/mo payment to leave $250/mo cash flow. Total monthly income runs $1,339/mo, and annual cash flow reaches $3,001/yr on $58,013 cash to close. Return on cash invested measures 25.08% in year one, and rental yield registers 9.18% at a $175,000 basis. Equity gained on principal adds $1,129/yr, and annual property appreciation at 5% supports $48,349 by year five. Five-year ROI tracks 130.72% and total cumulative return in cash totals $75,835. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,339/mo property income relative to a $857/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1973

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to easy living in the heart of Columbia! Nestled in the sought-after Shadow Oaks community within the Oakland Mills neighborhood, this beautifully maintained 1-bedroom, 1-bathroom condo offers the perfect balance of comfort, convenience, and low-maintenance livingcomplete with a brand-new HVAC system for year-round peace of mind. Inside, youll find a bright and open layout with plenty of natural light, a spacious living and dining area, and a private enclosed balcony, perfect for morning coffee or evening relaxation. The kitchen features ample cabinet space and stainless steel appliances, while the bedroom offers abundant natural light and generous closet space. Living in Shadow Oaks means youre steps away from everything that makes Columbia so desirablewalking trails, community pools, playgrounds, and nearby parks, plus easy access to Columbia Town Center, The Mall in Columbia, Merriweather Post Pavilion, Whole Foods, and an array of local restaurants and coffee shops. Commuters will love the proximity to Route 29, Route 32, and I-95, providing a smooth connection to Baltimore, D.C., and Fort Meade. Enjoy the best of condo living in a vibrant, amenity-rich community the location cant be beat, and every day feels effortless. Perfect for busy professionals, first-time buyers, downsizers, or investorsschedule your private tour today and experience the ease of Columbia living for yourself!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21045, Columbia, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,435 (100%)
Owner Occupied HU	10,201 (66.1%)
Renter Occupied HU	4,829 (31.3%)
Vacant Housing Units	405 ( 2.6%)
Median Home Value	$491,719
Average Home Value	$519,908