7909 Shirley Ridge Ct, Baltimore, MD, 21237 | $306/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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7909 Shirley Ridge Ct, Baltimore, MD, 21237 | $306/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 7909 Shirley Ridge Ct, Baltimore, MD, 21237 listed at $585,000 pairs $3,944/mo rent with a $2,863/mo payment to leave $306/mo cash flow. Total monthly income runs $3,944/mo, and annual cash flow reaches $3,670/yr on $192,465 cash to close. Return on cash invested measures 21.97% in year one, and rental yield registers 8.09% at a $585,000 basis. Equity gained on principal adds $3,775/yr, and annual property appreciation at 5% supports $161,625 by year five. Five-year ROI tracks 113.88% and total cumulative return in cash totals $219,186. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,944/mo property income relative to a $2,863/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2019

0.25 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully maintained Gemcraft Homes rancher in the sought-after Shirley Ridge community. From the moment you arrive, the country-style front porch invites you to relax and take in the charm of this home. Step inside to an open floor plan with 9-foot ceilings, abundant natural light, and luxury vinyl flooring that flows throughout the main living areas. The gourmet kitchen is a true centerpiece, featuring 42" cabinetry, granite countertops, a large island, stainless steel appliances, and a seamless connection to the dining and living spaces, perfect for both everyday living and entertaining. The spacious primary suite offers a peaceful retreat with ample closet space and a private bath. The finished lower level expands your options with a versatile rec room or 4th bedroom and a full bathideal for guests, a home office, or extended family. Theres also plenty of unfinished space to create additional rooms or a home gym to suit your needs. Extra bonus: No front foot fee (Seller has paid it off). This will help lower your monthly and yearly costs compared to others in the area. Enjoy cozy evenings by the gas fireplace, sunny afternoons on the deck, and the convenience of a home that truly shows like a model. Located just minutes from White Marsh Mall, I-95, I-695, shopping, dining, and recreation, this home offers both comfort and convenience in one perfect package.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,469 (100%)
Owner Occupied HU	7,212 (57.8%)
Renter Occupied HU	4,603 (36.9%)
Vacant Housing Units	654 ( 5.2%)
Median Home Value	$332,660
Average Home Value	$400,522