784 Ruth St, Sinking Spring, PA, 19608 | $54/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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784 Ruth St, Sinking Spring, PA, 19608 | $54/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sinking Spring at 784 Ruth St, Sinking Spring, PA, 19608 offers a 8.11% rental yield on a $259,900 purchase with $1,757/mo rent. Total monthly income registers $1,757/mo, and a $1,272/mo payment leaves $54/mo available for distribution. Annual cash flow reaches $648/yr on $86,157 to close, and return on cash invested stands at 20.66% in year one. Equity gained on principal adds $1,677/yr while 5% annual appreciation supports $71,806 over five years. Portfolio math shows five-year ROI at 107.33% and total cumulative return in cash at $92,470. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,757/mo property income against a $1,272/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1959

3,920 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 4 Bedroom Cape Cod in the Wilson School District! Welcome to 784 Ruth St, a delightful Cape Cod style home nestled in a desirable Sinking Spring neighborhood. This 4 bedroom gem offers a perfect blend of comfort, character and functionality. Step inside to find hardwood floors and a spacious eat-in kitchen that is perfect for family meals or casual entertaining. Enjoy the cozy warmth of a gas stove in the finished lower level allowing you to expand your living space with multiple flexible areas-ideal for a rec room, playroom, home gym or entertainment space. There is even a dedicated workshop area for hobbies or storage. Take full advantage of the fenced-in backyard during warmer seasons--a great spot for kids, pets or weekend barbecues. The 1 car garage adds convenience, and the home's location is tough to beat being just minutes away from many amenities.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19608, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,774 (100%)
Owner Occupied HU	7,474 (76.5%)
Renter Occupied HU	2,050 (21.0%)
Vacant Housing Units	250 ( 2.6%)
Median Home Value	$364,596
Average Home Value	$415,396