76 Montego Bay Dr, Moneta, VA, 24121 | 3.87% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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76 Montego Bay Dr, Moneta, VA, 24121 | 3.87% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Moneta at 76 Montego Bay Dr, Moneta, VA, 24121 listed at $859,900 pairs $2,770/mo rent with a $4,209/mo payment. Total monthly income runs $2,770/mo. Return on cash invested measures 10.01% in year one, and rental yield registers 3.87% at a $859,900 basis. Equity gained on principal adds $5,549/yr, and annual property appreciation at 5% supports $237,575 by year five. Five-year ROI tracks 49.42% and total cumulative return in cash totals $139,822. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,770/mo property income relative to a $4,209/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2005

0.65 Acres lot

$N/A/sqft

No HOA

More details about the property

Stunning Lake & Mountain Views in this Luxury One Level Living Villa located in highly, desirable community w mature trees in a tranquil park like setting. Fully Furnishedn&b Move in ready w oversized garage & deeded covered boat dock w remote (slip #9), Gorgeous Gourmet Kitchen, beautiful Cherry Cabinets with Granite Counters, custom kitchen SS appliances & high end granite countertops, Great room with Fireplace, Huge Master suite w/tray ceiling, extra-large bathroom & closet w/custom organizers, formal dining room plus breakfast area, large screened porch & paver patio, whole house surround sound, 10' ceilings throughout, 2x6 walls, Pella windows, central vacuum, and irrigation system. House is low maintenance, easy to winterize and close up for the winter with fees lower than a condo. Selling furnished. New boat and golf cart negotiable.

Neighborhood Data

Neighborhood data shown for ZIP Code: 24121, Moneta, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,805 (100%)
Owner Occupied HU	4,423 (56.7%)
Renter Occupied HU	643 ( 8.2%)
Vacant Housing Units	2,739 (35.1%)
Median Home Value	$493,149
Average Home Value	$589,306