7406 Stubbs Bridge Rd, Spotsylvania, VA, 22551 | $608/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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7406 Stubbs Bridge Rd, Spotsylvania, VA, 22551 | $608/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Spotsylvania at 7406 Stubbs Bridge Rd, Spotsylvania, VA, 22551 generates $2,700/mo in rent and, after a $1,713/mo payment, leaves $608/mo in cash flow. Total monthly income is $2,700/mo, and annual cash flow is $7,295/yr on $115,992 invested. Return on cash invested sits at 26.2% in year one, and rental yield is 9.26% on a $349,900 entry. Equity gained on principal adds $2,258/yr, while 5% annual appreciation builds toward $96,671 over five years. Five-year ROI reaches 136.29% and total cumulative return in cash sums $158,082. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,700/mo property income rather than buyer’s personal income.

Single Family

Built in 1975

0.74 Acres lot

$N/A/sqft

No HOA

More details about the property

This charming 3-bedroom, 2-bath rambler is the perfect starter home, offering comfort, convenience, and modern finishes throughout. Inside, you'll find a welcoming mix of carpeting and vinyl plank flooring, along with a beautifully updated kitchen featuring granite countertops, stainless steel appliances, and soft-close cabinets. The .74-acre lot provides plenty of outdoor space with a gentle slope and a handy storage shed for all your extra needs. Ideally located near Lake Anna State Park and several nearby marinas, this home offers both peaceful living and easy access to outdoor recreation.