726 E 6Th St #2, Plainfield, NJ, 07062 | $4,491/mo Cash Flow

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726 E 6Th St #2, Plainfield, NJ, 07062 | $4,491/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Plainfield at 726 E 6Th St #2, Plainfield, NJ, 07062 offers a 16.25% rental yield on a $699,999 purchase with $9,480/mo rent. Total monthly income registers $9,480/mo, and a $3,426/mo payment leaves $4,491/mo available for distribution. Annual cash flow reaches $53,888/yr on $230,300 to close, and return on cash invested stands at 43.46% in year one. Equity gained on principal adds $4,517/yr while 5% annual appreciation supports $193,397 over five years. Portfolio math shows five-year ROI at 230.34% and total cumulative return in cash at $530,475. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $9,480/mo property income against a $3,426/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in 1999

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

Investor opportunity or perfect for owner-occupant! Welcome to 726 East 6th St in Plainfield a beautifully upgraded and well-maintained 2-unit property. Unit one, located on the first floor, offers 2 bedrooms and 1.5 baths with direct access to the basement ideal for storage or potential additional use. Unit two, situated on the second floor, features 4 spacious bedrooms and 1 full bath, along with attic access for added storage or future expansion. Both units come equipped with central heating and cooling for year-round comfort. Conveniently located near schools, public transportation, and the vibrant dining scene of downtown Plainfield, this turnkey property is a rare find in a growing community. Both units will be delivered vacant upon closing, offering flexibility whether you're looking to invest or move right in.

Neighborhood Data

Neighborhood data shown for ZIP Code: 07062, Plainfield, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,331 (100%)
Owner Occupied HU	2,813 (52.8%)
Renter Occupied HU	2,167 (40.6%)
Vacant Housing Units	351 ( 6.6%)
Median Home Value	$449,784
Average Home Value	$543,400