7144 Topp Creek Ct, Indianapolis, IN, 46214 | $1,300/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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7144 Topp Creek Ct, Indianapolis, IN, 46214 | $1,300/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Indianapolis at 7144 Topp Creek Ct, Indianapolis, IN, 46214 uses $107,738 cash to close to unlock $15,597/yr annual cash flow and $1,300/mo monthly cash flow. Total monthly income runs $3,251/mo, and a $1,591/mo payment keeps the spread at $1,300/mo. Purchase price stands at $325,000, and rental yield measures 12% with $3,251/mo rent. Return on cash invested shows 34.39% in year one, and 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 180.24% and total cumulative return in cash records $194,185. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,251/mo property income covering a $1,591/mo payment rather than investor’s personal income.

Single Family

Built in 2001

7,405 sqft lot

$N/A/sqft

No HOA

More details about the property

With wooded views and visiting wildlife, this backyard makes communing with nature a part of your morning routine. Well-maintained home in Chapelwood Creek offering a comfortable blend of functionality, natural views, and thoughtful updates. The main level features an open layout with vaulted ceilings, a spacious living area with a fireplace, a dedicated dining space, and a bright kitchen with an island and ample cabinetry. The kitchen has been enhanced with all-new appliances, providing modern convenience from day one. A breakfast room walks out to the deck, which has been completely rebuilt and overlooks a beautifully wooded backdrop and creek for a peaceful outdoor setting. The main-level bedroom suite includes a walk-in closet and a full bath with double sinks, a shower, and a garden tub. Upstairs, two additional bedrooms, a loft, and a full bath offer flexible living options. The partially finished walk-out basement adds valuable space for recreation, storage, or future customization. Recent mechanical improvements include a new air conditioner, furnace, and water heater (2021), along with gutter guards installed on most of the home for reduced exterior maintenance. The sellers have maintained a home warranty throughout their ownership and have had an Airtron service agreement with yearly HVAC tune-ups since installation, providing consistent system care. Additional highlights include a main-level laundry room, an attached two-car garage, mature trees, sidewalk-lined streets, and a cul-de-sac location. With its combination of updates, space, and peaceful surroundings, this home offers a move-in-ready opportunity in a convenient west-side location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46214, Indianapolis, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,985 (100%)
Owner Occupied HU	4,820 (40.2%)
Renter Occupied HU	6,464 (53.9%)
Vacant Housing Units	701 ( 5.8%)
Median Home Value	$214,272
Average Home Value	$249,365