702 Scotch Way #C-20, West Chester, PA, 19382 | $210/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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702 Scotch Way #C-20, West Chester, PA, 19382 | $210/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in West Chester at 702 Scotch Way #C-20, West Chester, PA, 19382 generates $2,340/mo in rent and, after a $1,591/mo payment, leaves $210/mo in cash flow. Total monthly income is $2,340/mo, and annual cash flow is $2,520/yr on $107,738 invested. Return on cash invested sits at 22.25% in year one, and rental yield is 8.64% on a $325,000 entry. Equity gained on principal adds $2,097/yr, while 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 115.9% and total cumulative return in cash sums $124,873. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,340/mo property income rather than buyer’s personal income.

Condo

Built in 1984

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to this bright, sunny 2-bedroom, 1-bath second-floor condo in the sought-after Bradford Square community. Enjoy the convenience of walking to West Chester Borough, grocery stores, restaurants, and shops. With low HOA fees of $200/month and annual taxes of just $2,293, this home is both charming and affordable. Major updates include Hardie Plank siding (2023) and a new hot water heater (2021) for easy, low-maintenance living. A covered front entry leads inside to a welcoming foyer with a generous coat closet and convenient hooks for everyday essentials. Upstairs, the sun-filled living and dining room features a cozy wood-burning fireplace and sliding doors to a serene balcony overlooking open green space perfect for morning coffee. The bright, well-designed kitchen features newer appliances including a dishwasher, refrigerator, garbage disposal, and electric stove and enjoys a cheerful window that brings in natural light. A convenient pass-through opens to the dining and living areas, creating an airy, connected feel. Just off the kitchen, youll find a handy pantry/utility closet for added storage. The large primary bedroom offers abundant closet space and includes direct access to the full bathroom, which also has a hallway entrance for guests. The bathroom has double sink and a newer shower w/ glass doors. The second bedroom is filled with natural light and includes a large closet, with an additional hall closet located just outside the room for even more storage. Bradford Squares amenities are exceptional and include a swimming pool, tennis courts, playgrounds, walking trails, lawn and common-area maintenance, trash service, and snow removal are all covered by the low monthly HOA fee. This home is ideally located within walking distance to downtown West Chester, West Chester University, Bradford Plaza with Walgreens and Giant, fantastic dining options, coffee shops, and retail boutiques and is just moments from Chester County Hospital. Bright, updated, low-maintenance, and walkable. Showing start Friday. This is a good one..don't miss out.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19382, West Chester, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,333 (100%)
Owner Occupied HU	14,819 (66.4%)
Renter Occupied HU	6,183 (27.7%)
Vacant Housing Units	1,331 ( 6.0%)
Median Home Value	$624,288
Average Home Value	$651,405