6509 Golden Spring Ln UNIT 76, Columbia, MD, 21044 | 6.72% Rental Yield

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6509 Golden Spring Ln UNIT 76, Columbia, MD, 21044 | 6.72% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at 6509 Golden Spring Ln UNIT 76, Columbia, MD, 21044 earns from $3,498/mo rent with a $3,059/mo payment. Total monthly income totals $3,498/mo. ROI tracks 17.79% on current figures, and rental yield reads 6.72% at a $625,000 purchase. Equity gained on principal adds $4,033/yr, and 5% annual appreciation supports $172,676 over five years. Five-year ROI reaches 91.47% and total cumulative return in cash sums $188,089. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,498/mo property income instead of your personal income.

Townhouse

Built in 2001

3,484 sqft lot

$N/A/sqft

No HOA

More details about the property

Rare opportunity to own in beautiful 55+ Hickory Crest - 2 level end of group villa with full storage basement, walking distance to Hickory Ridge Village Center with all of its amenities including Giant Food, restaurants, gas. 6509 Golden Spring is exclusively situated in the most private setting in the neighborhood backing to trees and adjacent to the path to the community center where lots of activities abound with your neighbors. Sidewalks, a sense of community, with a true belonging, with shopping and transportation steps away in the heart of Columbia, without Columbia fees. Beautiful sunlit hardwood entry greets you into large family room with two-sided gas fireplace to sunroom perfect for entertaining and reading with CF. Enjoy eat-in kitchen that leads to Trex deck to enjoy morning coffee by yourself or afternoon happy hours with friends or neighbors. Kitchen is bright and light with white appliances. Off the kitchen, washer/dryer and pantry/broom closet adjoin the entry to the 2-car garage. Main level has a bedroom with a full hall bath and also a primary bedroom with walk-in closet and full bathroom with double-sink, ceramic tile and stall shower. Upstairs boasts a loft with ceiling fan, storage and full bath. Storage closet under the stairs rather than access to lower level. Instead! Access on the side of the house to full-size basement (entire footprint of house) about 5.5 ft ceiling, perfect for storage, and all of the HVAC/HWH equipment is there on concrete slab designed by the builder for maximum heating and cooling efficiency. Roof (2024), Furnace and HWH (2023), new attic fan (2022), 6" gutter system with splashguards (2021), A/C (2020), No maint deck (2020). This is a beautiful home - extremely livable with just the right amount of space. Make your appointment to see this gem today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21044, Columbia, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,678 (100%)
Owner Occupied HU	11,050 (53.4%)
Renter Occupied HU	8,488 (41.0%)
Vacant Housing Units	1,140 ( 5.5%)
Median Home Value	$629,747
Average Home Value	$657,495