6405 2nd St, Chesapeake Beach, MD, 20732 | $1,082/mo Cash Flow

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6405 2nd St, Chesapeake Beach, MD, 20732 | $1,082/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Chesapeake Beach at 6405 2nd St, Chesapeake Beach, MD, 20732 offers a 11.02% rental yield on a $365,000 purchase with $3,352/mo rent. Total monthly income registers $3,352/mo, and a $1,786/mo payment leaves $1,082/mo available for distribution. Annual cash flow reaches $12,989/yr on $120,998 to close, and return on cash invested stands at 30.64% in year one. Equity gained on principal adds $2,355/yr while 5% annual appreciation supports $100,843 over five years. Portfolio math shows five-year ROI at 160.45% and total cumulative return in cash at $194,143. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,352/mo property income against a $1,786/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1975

10,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this charming all-brick 3-bedroom, 1.5-bath homejust minutes from local beaches, shops, restaurants, and the iconic boardwalk. This well-maintained property features new flooring throughout the living areas. The primary suite includes a versatile bonus area perfect for a home office, workout space, nursery, or reading nook. Major updates offer peace of mind, including the roof and gutters installed in 2018 and a new HVAC system in 2020. Enjoy outdoor living on the screened-in porch overlooking a fully fenced backyard, ideal for relaxing or entertaining. A large storage shed provides ample space for tools, equipment, and seasonal items. Comfort, convenience, and coastal living come together in this delightful homedont miss your opportunity to make it yours!

Neighborhood Data

Neighborhood data shown for ZIP Code: 20732, Chesapeake Beach, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,900 (100%)
Owner Occupied HU	3,771 (77.0%)
Renter Occupied HU	758 (15.5%)
Vacant Housing Units	371 ( 7.6%)
Median Home Value	$469,540
Average Home Value	$501,391