640 Camino De La Reina APT 1401, San Diego, CA, 92108 | $1,008/mo Cash Flow

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640 Camino De La Reina APT 1401, San Diego, CA, 92108 | $1,008/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in San Diego at 640 Camino De La Reina APT 1401, San Diego, CA, 92108 earns $1,008/mo cash flow from $4,874/mo rent with a $3,059/mo payment. Total monthly income totals $4,874/mo, and annual cash flow totals $12,092/yr on $205,625 capital. ROI tracks 25.94% on current figures, and rental yield reads 9.36% at a $625,000 purchase. Equity gained on principal adds $4,033/yr, and 5% annual appreciation supports $172,676 over five years. Five-year ROI reaches 135.15% and total cumulative return in cash sums $277,909. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $4,874/mo property income instead of your personal income.

Condo

Built in 1995

N/A lot

$N/A/sqft

No HOA

More details about the property

Experience elevated living in the heart of Mission Valley in this stunning top-floor end-unit condominium. With only one shared wall, enjoy exceptional peace and quiet along with soaring vaulted ceilings and a private balcony that create an open and airy atmosphere with tranquil views of the community's inner courtyard. The thoughtfully designed split floor plan features spacious primary and secondary suites on opposite sides of the home, separated by open-concept living areas for maximum privacy. A dramatic spiral staircase leads to a spacious loft, providing the perfect flexible space for a home office, yoga studio, or play area. After a day of work or play, unwind by the sparkling community swimming pool and hot tub, or energize with a workout using the newly upgraded gym equipment. This desirable 2-bedroom, 2-bathroom residence includes in-unit Miele laundry and two dedicated parking spaces in a secure gated garage. Enjoy a beautiful river pathway just behind the building, with grocery stores, retail, coffee shops, restaurants, and bus stops across the street. Fashion Valley and Mission Valley malls and the San Diego Trolley are also just minutes away. This home offers the perfect blend of sophisticated design, natural beauty, and unparalleled central convenience. Some Photos have been virtually staged.

Neighborhood Data

Neighborhood data shown for ZIP Code: 92108, San Diego, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,512 (100%)
Owner Occupied HU	4,457 (27.0%)
Renter Occupied HU	10,797 (65.4%)
Vacant Housing Units	1,258 ( 7.6%)
Median Home Value	$831,334
Average Home Value	$947,172