637 E 6th St, Seymour, IN, 47274 | $386/mo Cash Flow

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637 E 6th St, Seymour, IN, 47274 | $386/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Seymour at 637 E 6th St, Seymour, IN, 47274 offers a 10.29% rental yield on a $149,900 purchase with $1,286/mo rent. Total monthly income registers $1,286/mo, and a $734/mo payment leaves $386/mo available for distribution. Annual cash flow reaches $4,630/yr on $49,692 to close, and return on cash invested stands at 29.23% in year one. Equity gained on principal adds $967/yr while 5% annual appreciation supports $41,415 over five years. Portfolio math shows five-year ROI at 152.59% and total cumulative return in cash at $75,827. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,286/mo property income against a $734/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1950

4,791 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 2-bedroom home with modern updates. Welcome home to this beautifully updated 2-bedroom, 1-bath gem! This move-in ready home offers a perfect blend of updates, comfort and style, featuring brand new HVAC, new kitchen cabinets, updated bathroom, new exterior doors, fresh interior paint, new LED lights, new vinyl windows, and new vinyl plank flooring throughout. You will love the large bedrooms and all the closet/storage space! Downstairs, you'll find a dry basement-ideal for a family room, home office, or extra storage space. Outside, enjoy a low-maintenance yard and an 8x16 utility shed with new siding and a new door. Conveniently located within walking distance of the middle school, shopping, and dining, this home offers both quality and value. All this with a large covered front porch and immediate possession.